This material is intended to be of general interest only and should not be construed as investment advice or an offer to purchase any security or other investment. The information provided has been taken from sources believed to be reliable, but its accuracy is not guaranteed and is subject to change. The strategies described in this material are offered through Freedom Advisors or AssetMark and is not meant aa a promotion or solicitation of any Halal fund or Sukuk bond. These strategies aim to be undertaken in accordance with the Shariah Guidelines. As a consequence, the performance of the investments within these strategies may possibly be lower than other investments that do not seek to strictly adhere to the Islamic investment criteria. The requirement to “purify” cash holdings or dividend income will likely result in payments being made to charities. The return to investors will be reduced by the amount of such payments.

All investing involves risk, including the possible loss of principal and there is no guarantee that any investment strategy will be successful. Investment return and principal value will fluctuate with market conditions so that shares, when redeemed, may be worth more or less than their original cost. Past performance is no guarantee of future results. Special risks may be associated with these types of investments in certain types of securities, asset classes, sectors, markets, currencies or countries and in the investment’s possible use of derivatives.

Source: www.treasurers.org/actmiddleeast, Winter 2014 (current as of July 2025) FMG4756370(0725)1